Insights — Tax Tips & What You Need to Know | FinLink Advisory

Insights

Tax tips & what you need to know

Plain-language articles on NZ tax — bilingual English and Mandarin. Updated for Budget 2026.

All articles — 6 topics · EN | 中文

Airbnb & Short-Term Rental — Do You Need to Register for GST?

Most NZ Airbnb hosts don't know short-term stays are taxable at 15% GST — unlike long-term rental. Here's what you need to know, including the $60,000 threshold.

5 min read · EN | 中文

Crypto Tax in NZ — Every Disposal is a Taxable Event

Bitcoin, Ethereum, staking, DeFi — how the IRD treats cryptocurrency and what you need to declare each year, including FIFO cost base calculations.

6 min read · EN | 中文

Transitional Residency — Your Most Valuable NZ Tax Window

The 48-month exemption explained — who qualifies, what it covers, and what to do before the window closes. Includes FIF planning and cost base recording.

7 min read · EN | 中文Budget 2026 updated

Salary vs Dividend — How to Take Money From Your Company Tax-Efficiently

The optimal split changes every year. Here's how to think about it — with a real numbers example showing how to save thousands annually.

6 min read · EN | 中文KiwiSaver 3.5% updated

Is Your Family Trust Still Worth It? The 39% Rate Changes Everything

Since April 2024, trust income retained is taxed at 39%. Whether your trust still makes sense depends entirely on how it is used — and whether you distribute before 31 March.

5 min read · EN | 中文

Bright-Line Rules — What Every Property Owner Needs to Know

2-year test from 1 July 2024. Old rules still apply to earlier sales. Plus the intention test that applies regardless of how long you held the property.

7 min read · EN | 中文

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